Yes, our entire business is conducted over the phone. This allows for flexibility and convenience for both our agents and clients. You can connect with clients from anywhere, provided you have a phone and internet access.

Your schedule is created by you. The majority of agents call leads between 8-9am and set appointments for later in the day, but you can adjust this to meet your needs.

It typically takes unlicensed agents anywhere from 2 to 6 weeks to start selling, depending on how quickly they move through the licensing process and our onboarding steps.

Around $200 - $300 depending on the state. Click on the “Licensing Fees by State,” button to learn more.

The licensing process can be completed remotely and consists of the following steps:

1. Complete the Pre-Licensing Course: Begin with the necessary education by completing a pre-licensing course tailored to your state’s requirements.

2. Pass Your State Exam: After finishing the course, you'll need to pass the state exam to prove your understanding of the material.

3. Undergo Background Check or Fingerprinting: Depending on state regulations, this step ensures your eligibility for a license.

4. Apply for Your License: With all previous steps completed, you can apply to receive your official license.

We will discuss each of these steps in detail during your onboarding call to ensure you understand the process and feel fully prepared to start your journey with us.

Yes, this position is entirely commission-based. This structure gives you the freedom to influence your earnings directly through your sales performance.

You start at a 70% commission rate. To increase your commission rate, you must meet specific goals for the amount of submitted approved business for two consecutive months. We provide a full commission ladder to all agents once they come on board.

Yes, let's break down a potential earning scenario:

Scenario: You sell a policy where the client pays a monthly premium of $100.

Annual Premium: The total annual premium for this policy is $100 x 12 = $1,200.

Your Commission Rate: Starting at a 70% commission rate.

Upfront Earnings: You receive 75% of your commission upfront. So, 70% of the annual premium is $840 ($1,200 x 70%). Then, 75% of that $840 is $630, which you receive upfront.

Remaining Earnings: If the client keeps the policy for months 10, 11, and 12, you receive the remaining 25% of your commission. This is the remaining $210 of the $840 total commission.

Part-Time Agents: Ranges between $45,000 and $75,000 annually, depending on performance.

Full-Time Agents: Ranges between $75,000 and $150,000+ annually, depending on performance.

Yes, agents are responsible for purchasing their own leads. We have our own proprietary leads system and guide you on how to buy quality leads to maximize your success.

The cost of leads typically ranges from $6 to $7 each, with the price decreasing for older leads. We provide strategies and guidance on purchasing leads to help you maximize your investment and increase your chances of success.

As a new agent, you should aim to at least 5x your lead spend, if not 10x. However, there is no guarantee. The return on investment (ROI) can vary based on several factors, including the age of the leads, your sales skills, and the specific products sold.

To effectively perform in your role, you will need a few essential items. A reliable phone and computer are necessary for communication, managing information, and conducting business. A printer is also recommended, as you will often need to print out leads and needs analyses. Additionally, having an appointment planner book is suggested to help organize and track your meetings and tasks efficiently.

18 or older.